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Tag Archive | "Loan"

Refinance Now By C.J. Coury

Tuesday, March 30, 2010

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Refinance Now By C.J. Coury Although it is certainly more challenging to obtain a new mortgage loan in today’s market you simply must make the attempt if you have an interest rate above, at or near 6%. It is widely believed that rates will begin to rise this spring and could increase as much as 1% or more from today’s historic lows, eliminating the opportunity to realize the benefits of refinancing for many. While it is true that many loans today are being scuttled by evaluations and qualifying documentation, it is also a fact that there are options available to […]

Financing “As-Is” Properties By C. J. Coury

Tuesday, December 15, 2009

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Financing “As-Is” Properties By C. J. Coury A rarely used loan product, the FHA 203(k), is fast becoming one of the hottest topics on the training front. The renewed interest in this evolving product is due to the high number of distressed properties on the market and the declining amount of “cash” buyers to sell it to “as-is”. There are numerous misunderstandings about this product that I would like to help clarify: 1. The maximum loan amount is currently $417,000 2. There is no maximum sale price for the property 3. There is no maximum amount for the repairs or improvements 4. The improvements […]

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